@article{22ef734c1ca74a998704a314ce7f6f36,
title = "How do people with disabilities cope while waiting for disability insurance benefits?",
abstract = "Disability Insurance waiting time varies from a few months to several years. We estimate the causal effect of longer waiting times on the use of five financial coping strategies. We find that SNAP benefits are the most responsive to longer waiting times. Moreover, while spousal employment is not responsive to longer wait times, spousal employment leads to longer waiting times, presumably because these applicants are more able to appeal. Together, these results suggest that coping strategies are used to both help applicants during the wait time and to extend the waiting time and increase their probability of success.",
keywords = "Added worker effect, Disability, Instrumental variables, Social security disability insurance, Supplemental Nutrition Assistance Program (SNAP), Waiting time",
author = "Coe, {Norma B.} and Stephan Lindner and Kendrew Wong and Wu, {April Yanyuan}",
note = "Funding Information: The research reported herein was pursuant to a grant from the U.S. Social Security Administration (SSA), funded as part of the Retirement Research Consortium (RRC). The findings and conclusions expressed are solely those of the authors and do not represent the views of SSA, any agency of the federal government, the RRC, Boston College, University of Washington, Dartmouth College, the Urban Institute, its board or its sponsors. The authors would like to thank Matthew Rutledge, Craig V. Thornton, participants at the APPAM fall research conference, the anonymous referee and editors for helpful comments. All errors are the authors{\textquoteright}. This paper was submitted to the IZA Journal of Labor Policy's call for papers on {"}Social Security Disability Benefits: Finding Alternatives to Benefit Receipt.{"} Two special editors, David Wittenburg and Gina Livermore, were sponsored by the University of New Hampshire{\textquoteright}s Rehabilitation, Research, and Training Center on Employment Policy and Measurement, funded by the U.S. Department of Education (ED), National Institute on Disability and Rehabilitation Research (cooperative agreement no. H133B100030). Their comments do not necessarily represent the policies of ED or any other federal agency (Edgar, 75.620 (b)). The authors are solely responsible for all views expressed. Responsible editor: Gina Livermore 1School of Public Health, and NBER, University of Washington, 1959 NE Pacific Street, Seattle, WA 98195, USA. 2Urban Institute, 2100 M Street NW, Washington, DC 20037, USA. 3Dartmouth College, Geisel School of Medicine, 1 Rope Ferry Rd, Hanover, NH 03755, USA. 4Boston College Center for Retirement Research, 140 Commonwealth Ave, Chestnut Hill, MA 02467, USA. Publisher Copyright: {\textcopyright} 2014, Coe et al.; licensee Springer.",
year = "2014",
month = dec,
day = "1",
doi = "10.1186/2193-9004-3-1",
language = "English (US)",
volume = "3",
journal = "IZA Journal of Labor Policy",
issn = "2193-9004",
publisher = "Springer Open",
number = "1",
}